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Author: Subject: Advice needed Badly

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Posts: 107
Registered: 26/9/2003
Status: Offline

  posted on 16/9/2005 at 08:06 PM
Hello guys, I have a situation here. It is kind of complicated but I would like to know what you guys would do if you were me. I have tried to get advice from family but they just get pissed and I don't know if their advice is neccessarily right for me. Here's the deal. My daughter's father was murdered almost 5 yrs ago this coming Oct. He was missing for 4 of those yrs. Well a lot of things have been ironed out and my daughter is finally getting the financial compensation that is owed to her both from the army and social security survivor's benefits. Well so far my daughter has received almost $20,000 in back pay from both organisations. This was just recently. The problem is my husband. He is currently over in Kuwait. He took the money from the army and paid off our credit card debt. I bit my tongue on that one. Now he wants to take the money from the survivor's benefits and pay off HIS student loans. I said Oh hell fucking no! You know with all this money that was suppose to be for my daughter she has received not one fucking dime? I am now trying to get my husband to pay her back in full the $20,000. He claims that he had a right to that money because he participates in her raising. The thing is this money was hers to begin with. That is like making her pay rent and she is only 4 yrs old. I am at the point where I am willing to divorce him over this because I went through all the suffering over this issue. I lost a boyfriend before I ever knew my husband. So, I would like to know what any of you guys would do if this was your child. I need to also add that financially we are fine. He makes good money as he is a commisioned officer in the army. So, he didn't really need to use her money he just did it as a financial strategy.

 

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Extreme Fanatic




Posts: 1570
Registered: 31/12/1969
Status: Offline

  posted on 16/9/2005 at 09:24 PM
I find it disturbing that he's acting that way, because it IS your daughter's money. Some of it SHOULD go towards the family, however how many years were you on your own with her? What about you? Especially if you guys aren't struggling financially, it seems to me, rather greedy. Normally money recieved as death benifits from the military (or any, such as life insurance) left to a minor isn't touchable by ANYONE until that minor is a legal adult, whereapon it becomes THEIRS. My husband's dad was military, and when he died his mother got his social security, and military benifits to help pay for the care of them, but they didn't get their individual dollar alotments until they turned 18, and their mother or family couldn't touch it.

The only situation that I can see as a way to comprimise on the issue, is to let him pay off the loans, and then set up a direct pre-tax deduction from his paychecks into a trust fund for her that will equal the amount he "borrowed" when she turns 18, and get a lawyer in on it so there is no monkey business even in the even he changes his mind or you two get a divorce.

This is a big issue, I don't blame you for feeling this way. It's funny sometimes how money can bring out people's true colors. What I'd bring up to him is that he didn't know she had money coming to her when you two married, and ask if he felt entitled to reimbursement for contributing to her upbringing BEFORE the money hit, and when he planned on TELLING you he wanted his money back (ie: cake/eat it). This could go so many ugly places. I'm sorry.

 

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Trapped in time. Surrounded by evil. Low on gas.

 

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Posts: 107
Registered: 26/9/2003
Status: Offline

  posted on 16/9/2005 at 10:25 PM
I agree with what you are saying. My mother in law told me today that she didn't agree with what he was doing but she said that it was really tough to argue with him all the way in Kuwait. I have emailed him though and let him know that he will be paying my daughter back one way or another and that an acct will be started for my daughter asap. You see all her money that she gets comes directly into our acct. I want that to stop. That just adds to the madness. I want her to have her own acct set up until he gets back from Kuwait. Then when he gets back I want to take all of that money and set up an annuity for her so she can get a bigger return on her money. I also want us to put back all of the money she is owed by us now, thanks to him in there also, because $20,000 isn't really much money when you have lost your father who you will never get to meet. I was 3 months pregnant when he was killed. So things will be pretty tough on her as it is. The least we can do is make sure she gets everything that he had to leave her. I think what makes me really mad is the fact that this is supposed to be her inheritance from her father. It also makes me angry that my husband didn't go through the mental anguish that I did when my daughter's father went missing. He has no idea what effect this has had on me. It has been so hard to get all of these things set up for my daughter then to have some man walk in and take it, well it makes me want to rip his freakin' head off. I can't believe he is being so shallow. Thanks for the advice. I think maybe getting an attorney involved might be a good idea. It might be best for my daughter's sake.

 

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Posts: 511
Registered: 31/12/1969
Status: Offline

  posted on 17/9/2005 at 07:37 AM
the thing is, a lot of parents seem to feel entitled to any income a child has. Maybe yours is a different case from the norm and maybe mine was a different case from the norm, but it's hard for me to believe so. Too many people think of children as property, and any income that property brings in as belonging to the one who "owns" the property.

When I was little, I saved every penny and coin that I found or was given in a large Lifesavers coin bank. By the time I was about 5 years old, it had quite a bit of money in it. My mother sorted through it, counted it up, put it into coin rollers and discovered that over 5 years, I had acumulated over $50.00. It doesn't sound like much, but it was a lot for a kid and quite a lot for the time, around '78. My mom said she would take us to see a movie with some of it and asked me if they could. She said she'd pay me back. Now, it didn't take $50.00 to go to a movie back then. I never saw any of it again. From then on, any money I saved eventually went to my mother in some way or another. I learned the bad habits of spending money as soon as I got it, in order to see something from it. When I started working at the age of 13, any income I got from the two jobs I had at the time got "borrowed" by my mom. When I got a more full-time job at the age of 15, all of my income from that went straight to my mom. I quit working as soon as she managed to get a job for herself. I am certain that, if I'd had an inheritance, she would have felt entitled to that money as well. She's said many times, "But I raised you!" (first of all, she didn't, but that's another story). The point is, she felt entitled to whatever money I had, simply because she was my parent. A lot of the time, the excuse "For the good of the family" was used. I never saw any return of anything I gave. The effort to pay me back was never made. For a long time, I felt used and taken advantage of. Your daughter is very young now, and probably doesn't understand that she has money yet. Eventually, she will. If it keeps getting siphoned off, "For the good of the family" or for any reason, she may wind up feeling resentful. She is entitled to that money, and nobody, not even the man who has been raising her, has any right to it but her. I hope you do get it all paid back and it is given to her when she is old enough to understand money and can use it to her own advantage.

 

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Posts: 107
Registered: 26/9/2003
Status: Offline

  posted on 17/9/2005 at 08:52 AM
I spoke to my husband today and that is exactly what his words were"for the good of the family". I feel like punching a wall. He wouldn't listen to a word I said. He did say though that he wants to set up an annuity for her and that all of her money would be replenished that way. So we shall see, but I am still angry with his logic. I am angry with his rationale behind his actions. I feel as if he is very clueless as to what this money actually represents and the fact that a person died so that this money came into our lives at all. It sickens me to no end. He has said things like things I spend will come out of her money and such. I think he forgot that we are married. He is really off his rocker on some things. Her money is not to be touched in my view at all.

 

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